Current Affairs

81

Banking · Economy

Current Affairs · 03 Nov 2026 · Medium

For monetary-policy analysis, what does the RBI’s November 2026 Inflation Expectations Survey of Households primarily contribute?

AInterest-rate expectations obtained exclusively from scheduled commercial banks BActual retail prices collected only from a fixed basket of stores CWholesale transaction prices reported only by manufacturing firms DSubjective household assessments of price movements and expected inflation

82

Banking · Economy

Current Affairs · 03 Nov 2026 · Medium

At the PMAY-G Reform Samvad, why did lenders view scheme beneficiaries as a potentially viable rural-housing credit segment?

AThe dialogue recommended removing beneficiary verification from the appraisal process BBeneficiary verification, government assistance and tracked construction milestones can reduce costs and perceived risk CThe proposal relies on replacing all public assistance with unsecured private credit DLenders proposed ignoring seasonal incomes when designing repayment schedules

83

Banking · Economy

Current Affairs · 03 Nov 2026 · Easy

The Commerce Minister’s November 2026 briefing reported USD 480 billion in April–September exports against a USD 1 trillion annual target. What export value would be needed in the remaining six months to meet that target?

AUSD 1,480 billion BUSD 480 billion CUSD 520 billion DUSD 500 billion

84

Banking · Economy

Current Affairs · 03 Nov 2026 · Medium

Which combination of constraints did the biopharma-startup roundtable seek to address to support the commercialisation of innovations?

AOnly shortages of retail bank branches in urban districts BSlow approvals, limited finance and the cost of specialised infrastructure COnly the absence of export incentives for agricultural commodities DOnly fluctuations in customs duties on finished consumer goods

85

Banking · Economy

Current Affairs · 03 Nov 2026 · Medium

Under EPFO Goa’s special Employees’ Enrolment Campaign, which past-period contribution relief was described for declaring eligible previously unenrolled workers?

AAll past-period employee contributions were waived even if already deducted from salaries BThe relief applied only to workers who were already enrolled before the campaign CEmployers could declare workers only after paying the maximum penal damages without concession DThe employee share need not be paid for past periods where it had not been deducted from salaries

86

Banking · Economy

Current Affairs · 03 Nov 2026 · Easy

Which account-service initiative was launched at EPFO’s 74th Foundation Day, according to the November 2026 release?

AAutomatic settlement of eligible inoperative EPF accounts BMandatory conversion of active EPF balances into fixed deposits at commercial banks CClosure of access to electronic PF passbooks for all members DAutomatic transfer of all EPS pensions into EDLI insurance accounts

87

Banking · Economy

Current Affairs · 03 Nov 2026 · Easy

According to the Rural Development Department’s November 2026 report, who bore the premiums when PMJJBY and PMSBY coverage was extended to its contractual employees, including Safai Karamcharis?

AThe Employees’ Provident Fund Organisation as part of an EPS contribution BThe contractual employees through deduction of the entire premium from wages CThe employees’ trade unions through a mandatory levy DThe Department of Rural Development

88

Banking · Economy

Current Affairs · 03 Nov 2026 · Medium

The proposed HIL land e-auction described by NLMC is an example of which public-sector financial strategy?

ARestructuring of sovereign external debt through a multilateral credit line BRefinancing of household housing loans through a central-bank liquidity facility CMonetisation of surplus or underutilised non-core public-sector land assets DRecapitalisation of public-sector banks by issuing deposit insurance certificates

89

Banking · Economy

Current Affairs · 03 Nov 2026 · Medium

Why was retail-level tasting and consumer feedback important in the trial export of Arunachal Pradesh kiwi to Dubai?

ATo assess market acceptance, quality expectations and packaging before expanding commercial shipments BTo substitute the foreign retail price for all future domestic procurement decisions CTo fix one standard package without considering retailer or consumer response DTo treat the first shipment as sufficient proof of permanent overseas demand

90

Banking · Economy

Current Affairs · 03 Nov 2026 · Medium

At the MoSPI–UN Women conference, which issue was identified as necessary for strengthening women’s enterprises and financial inclusion?

AReplacing gender-disaggregated data with national totals alone BBetter access to credit, markets and sustainable livelihoods CExcluding women’s unpaid-care burdens from analysis of work and wages DCounting account openings as the sole measure of all livelihood outcomes

91

State PSC · Economy

Current Affairs · 03 Nov 2026 · Medium

In the Kullu pomegranate export initiative, what role did the Bhuntar FPO and local coordination play?

ALimiting procurement to imported fruit rather than growers in the district BReplacing the exporter with an authority responsible only for domestic tax collection CAggregating and linking local growers with an exporter and overseas market access DSetting a nationwide statutory export price for every horticulture crop

92

State PSC · Economy

Current Affairs · 03 Nov 2026 · Easy

The “Kiwi: USP of Arunachal Pradesh” trial consignment to Dubai was sourced from which location?

APanaji in Goa BRajkot in Gujarat CKullu in Himachal Pradesh DZiro in Arunachal Pradesh

93

State PSC · History and Culture

Current Affairs · 03 Nov 2026 · Easy

The November 2026 exposition of sacred relics described in the Tawang release took place at a monastery in which state?

AArunachal Pradesh BSikkim CHimachal Pradesh DUttarakhand

94

State PSC · Health

Current Affairs · 03 Nov 2026 · Medium

The new radiotherapy facility at AIIMS Rajkot was established under which scheme to help address regional imbalances in tertiary healthcare?

APradhan Mantri Fasal Bima Yojana (PMFBY) BPradhan Mantri Gram Sadak Yojana (PMGSY) CPradhan Mantri Awas Yojana–Gramin (PMAY-G) DPradhan Mantri Swasthya Suraksha Yojana (PMSSY)

95

State PSC · Economy

Current Affairs · 03 Nov 2026 · Medium

Which approach to expanding maize productivity was advocated at the 2026 International Maize Conference and is relevant to state agricultural planning?

ABridge management-related yield gaps and target suitable seasons and zones without compromising oilseeds and pulses BReduce the role of quality seed systems and rely only on acreage expansion CExpand maize area uniformly without accounting for other crops or agroecological differences DAssess research success solely by production volume, excluding farm profitability

96

State PSC · Polity

Current Affairs · 03 Nov 2026 · Easy

The Passport Seva Kendra serving Panaji was announced to move to new premises in which area from 2 November 2026?

AZiro BTawang CBusan DPilerne

97

State PSC · Economy

Current Affairs · 03 Nov 2026 · Medium

Which set of protections did the newly covered workers in EPFO Goa’s enrolment campaign gain access to, as applicable?

AOnly Pradhan Mantri Fasal Bima Yojana crop insurance and agricultural input subsidy BProvident Fund savings, EPS pension and EDLI insurance, as applicable COnly National Pension System accounts opened through a state treasury DOnly PMJJBY and PMSBY insurance, without EPFO savings or pension benefits

98

State PSC · Polity

Current Affairs · 03 Nov 2026 · Medium

Under the VB–G RAM G Grievance Redressal Rules, 2026, at which levels must State Governments establish the multi-tier mechanism described in the release?

ABlock, Divisional Commissioner and Union Cabinet only BVillage, State Secretariat and Supreme Court only CDistrict, High Court and Central Administrative Tribunal only DGram Panchayat, Block and District

99

State PSC · Polity

Current Affairs · 03 Nov 2026 · Medium

The Vayo Samman Rashtriya Abhiyan, announced on 3 November for launch the following day, seeks primarily to promote which local-governance and welfare objective?

AA programme exclusively for overseas placement of retired government employees BA scheme replacing local participation with centralised residential admission for every senior citizen CA campaign confined to one-time distribution of aids without continuing community engagement DSustained engagement and solidarity between senior citizens and younger generations

100

State PSC · History and Culture

Current Affairs · 03 Nov 2026 · Medium

Which approach to traditional knowledge was described at CDTK-2026 and is relevant when states support indigenous knowledge holders?

AUse traditional ideas as hypotheses and validate them through laboratory and clinical work BTreat long-standing use alone as conclusive clinical validation of every claim CRestrict all traditional-knowledge communication to patent filings in one language DPublish only untested claims while excluding researchers and knowledge holders from dialogue